Hospitality Finance
How to finance a commercial coffee machine for your cafe or restaurant
A practical guide to coffee machine finance, the structures to compare, likely costs and what lenders usually want to see.
Read this guide →Independent business finance broker for UK SMEs Independent business finance broker for UK SMEs
An independent finance broker with a client-first approach. We specialise in providing fast, flexible business finance for SMEs.
Book a Call£10m Maximum facility
Direct UK specialists
Access to leading lenders
Apply today, offer tomorrow
Step 1 of 3
Funding requirement
How much funding do you need?
Loan amount
£25,000
Monthly payment
£588
£5,000£500,000
For facilities over £500,000, speak to a specialist directly
*Illustrative quote and subject to lender assessment. Finding Capital Ltd is an independent finance broker, not a lender.
Tell us about yourself
Search your business, then add the contact details you want us to use.
Selected company
Company Number-
Status-
Type-
Incorporated-
Tell us about your business
A few commercial details help us judge the most suitable route before we come back to you.
Enquiry submitted. We have received the funding amount and contact details and will come back to you directly.
30s
Decision Time
100+
Lender Panel
£10m
Maximum Facility
32
Years Experience
How We Help
Ways we can help your business move forward
Whether you need equipment, working capital, vehicles or a finance partner for your customers, start with the route that fits your next step.
01
Equipment Finance
Get the asset. Keep the cash. With finance that makes essential assets more accessible.
Learn More ↗02
Business Loans
Move fast. Back your next stage. Access cash quickly to invest in growth, or to cover business obligations.
Learn More ↗03
Vehicle Finance
Get the van. Win the contract. Funded around your cash flow, not against it.
Learn More ↗04
Supplier Partners
Your customers need affordable ways to buy. Your sales team, a finance option to close deals. You, a partner that delivers.
Learn More ↗How It Works
From enquiry to funded
in four steps
01
Enquiry
Tell us what you need in 3 simple steps. No jargon, no credit search at this stage, just a straight forward conversation we can find the right route for you.
02
Discovery
We search our panel of leading lenders and hand-pick the right fit for your business. Not the easiest option, the best one.
03
Answer
A real answer from a real specialist. We tell you what we can do, what the options look like and what happens next.
04
Funded
Funded, delivered, done. You get back to growing your business.
Why Finding Capital
Why Finding Capital?
Technology helps us move quickly. Experience helps us place the case properly. That means a clearer route, a better fit and less wasted time for your business.
Faster funding approvals
Our fast decisions allow you to access growth, quicker.
100+ lenders, one conversation
One enquiry, routed to the lenders more likely to say yes to your requirement.
For you, not the lenders
Independent finance broker, with full commission disclosure, every time.
Placed deals, not just applications
Senior experience across asset finance, vehicle funding and commercial lending.
Recent Deals Funded
Real funding.
Real businesses.
A selection of recently funded deals arranged through the Finding Capital lender network.
£45,000
Finance Lease
Embroidery & Printing Equipment
£120,000
Hire Purchase
Commercial Vehicle Fleet (5 units)
£80,000
Asset Finance
Commercial Kitchen Installation
Examples shown are for illustrative purposes. Deal sizes, terms and approval times vary by applicant and lender. Past performance is not a guarantee of future results.
Will checking my options affect my credit score?
No. An initial enquiry with us is designed to help you understand the right route first. If a formal lender credit search is needed, that only happens when you choose to proceed and give permission for that next step.
How quickly can I get a decision?
Straightforward cases can receive an initial decision in as little as 30 seconds, while more complex applications may take longer depending on the lender, amount and documents required.
Can startups and newer businesses apply?
Yes. Some lenders will consider younger businesses and startups, although the product, deposit expectations and guarantee requirements can vary by sector and trading profile.
Do I always need a deposit?
Not always. Many facilities can be structured with no deposit, although some cases may require a contribution depending on the asset, trading history and lender appetite.
Resources that enable
Business Loans Guide
Business loans UK guide for growing SMEs
Compare unsecured loans, secured lending, revolving credit and invoice finance to see which route best fits your next move.
Read this guide →
Hospitality Finance
Can a new hospitality business get equipment finance?
A practical guide to startup hospitality equipment finance, what lenders look for and how to protect launch cash before opening.
Read this guide →