Equipment Finance Guide
How asset finance works for UK businesses
A practical guide to how asset finance is structured, what lenders look for, and when it makes more sense than paying outright.
Read this guide →Stop waiting on your bank. A specialist matches you to the right lender from 100+. Faster than going direct.
Search your business, then add the contact details you want us to use.
A few commercial details help us judge the most suitable route before we come back to you.
Get the kit your business needs without draining your cash reserves.
Learn More ↗Take on bigger contracts, hire faster and grow without waiting for the bank.
Learn More ↗Keep your business moving with vans, cars and fleets funded around cash flow, not cash strain.
Learn More ↗Help your customers buy sooner and give your sales team a stronger finance-led route to close more deals.
Learn More ↗Tell us about your business and your funding requirement. No jargon, no lengthy forms — just a straightforward conversation to understand your needs.
Our advisors work with you to identify the right product and lender from our 100+ panel, ensuring the best possible fit for your circumstances.
We leverage our fintech infrastructure to accelerate credit decisions. Most applications receive a decision within 30 seconds.
Once approved, your dedicated customer experience team guides you through to completion. Capital in your account or assets delivered — you focus on growing.
We combine cutting-edge fintech infrastructure with specialist knowledge to deliver a broker experience that's genuinely different — faster decisions, wider choice, total transparency.
Our platform connects directly with lenders, delivering decisions in as little as 30 seconds — not days.
100+ lender relationships mean we can find funding for businesses others can't place.
Authorised and regulated. We're transparent about commission and always act in your interest.
A named advisor manages your case from initial enquiry through to funds received.
Spread the cost of business-critical equipment across manageable monthly payments while maintaining operational cashflow.
Flexible capital solutions from our 100+ lender panel — unsecured loans, secured lending, and growth capital to fuel your next phase.
Single vehicles to full commercial fleets — we source competitive HP, lease and contract hire packages tailored to your business needs.
We combine specialist broker advice with access to banks, challenger lenders and niche funders, so businesses can compare the right route instead of relying on a single lender answer.
Regulated credit broker support, clear disclosure and a documented customer journey from first enquiry to payout.
A broad lender panel covering asset finance, vehicle finance, unsecured loans, invoice finance and specialist facilities.
Combined senior experience across equipment finance, vehicle funding and wider commercial lending for UK businesses.
We’ve added Trustpilot into the homepage trust section so visitors can quickly verify independent customer feedback alongside our lender panel and broker credentials.
Quick answers to the questions we hear most often from UK businesses comparing finance options.
No. An initial enquiry with us is designed to help you understand the right route first. If a formal lender credit search is needed, that only happens when you choose to proceed and give permission for that next step.
Straightforward cases can receive an initial decision in as little as 30 seconds, while more complex applications may take longer depending on the lender, amount and documents required.
Yes. Some lenders will consider younger businesses and startups, although the product, deposit expectations and guarantee requirements can vary by sector and trading profile.
Not always. Many facilities can be structured with no deposit, although some cases may require a contribution depending on the asset, trading history and lender appetite.
A selection of recently funded deals arranged through the Finding Capital lender network.
Examples shown are for illustrative purposes. Deal sizes, terms and approval times vary by applicant and lender. Past performance is not a guarantee of future results.
Short, practical reads to help you understand the products, structures and trade-offs before you enquire.
A practical guide to how asset finance is structured, what lenders look for, and when it makes more sense than paying outright.
Read this guide →Compare ownership, monthly cost, flexibility and end-of-term options to understand which route suits your purchase best.
Read this guide →See how leasing can affect cash flow, tax planning and equipment replacement cycles when a business is investing for growth.
Read this guide →