FCA Authorised Business Finance Broker

Fast, flexible business finance for UK SMEs, 100+ lenders, decisions from 30 seconds.

Get the equipment, the vehicle or the capital you need, and an answer before the end of the day.

£5,000 to £500,000 in funding
Speak directly with a UK specialist
Apply today, offer tomorrow
Access to 100+ leading lenders
Step 1 of 3
Funding requirement

How much funding do you need?

£5,000
Monthly payment from £169 over 60 months*
£5,000£500,000
For facilities over £500,000, speak to a specialist directly
*Illustrative only, based on 9.25% representative APR and subject to lender assessment. Submitting this form is free and won't impact your credit score. Finding Capital Ltd is an independent finance brokerage, not a lender, and we work with a panel of lenders to find suitable arrangements for our clients.

Tell us about yourself

Search your business, then add the contact details you want us to use.

Selected company

Company Number-
Status-
Type-
Incorporated-

Tell us about your business

A few commercial details help us judge the most suitable route before we come back to you.

Enquiry submitted. We have received the funding amount and contact details and will come back to you directly.
30s
Decision Time
100+
Lender Panel
£2m
Via Specialist
FCA
Authorised Broker

Finance solutions built
for growth

01
⚙️
Equipment Finance

The machine, the equipment, the kit, funded and delivered without touching your cash reserves.

Learn More
02
🏦
Business Loans

Take on the contract. Hire the team. Open the next site. The capital to back your next move, structured around how your business actually works.

Learn More
03
🚗
Vehicle Finance

The van on the road. The fleet ready for the contract. Funded around your cash flow, not against it.

Learn More
04
🤝
Supplier Partners

Let your customers say yes on the spot. Give your sales team a finance option that closes deals without slowing them down.

Learn More
Check Eligibility

From enquiry to funded
in four steps

01
Initial Enquiry

Tell us what you need and why. No jargon, no lengthy forms, just a straight conversation so we can find the right route for you.

02
Discovery & Match

We search 100+ lenders and hand-pick the right fit for your business. Not the easiest option, the best one.

03
Fast Decision

Get an answer fast, not a holding email or a bank queue. Straightforward cases get a decision in as little as 30 seconds.

04
Funds Released

Capital in your account or equipment on its way. You focus on the next stage, we handle everything in between.

Check Eligibility Talk to a Specialist
£2M
Maximum funding
Backing businesses
that dare to grow.

Fintech speed.
Human expertise.

We use technology to move faster, then back it up with specialist knowledge and real lender access, so the route is quicker, clearer and more likely to fit.

Technology-Driven Speed

An answer today, not next week. Decisions can come in as little as 30 seconds, not the days or weeks a bank often takes.

🔍
Whole-of-Market Access

Even if your bank said no, our 100+ lender panel includes specialist funders who look at businesses others won't touch.

🤝
FCA Regulated Broker

You're protected throughout. We're transparent about commission, regulated by the FCA, and always working in your interest, not the lender's.

📊
Dedicated Case Management

One named advisor, start to finish. No being passed around, no starting the conversation again. The same person sees your case through to funded.

Explore Products Talk to a Specialist →

Finance structured
around your goals

Equipment Finance
Hire Purchase & Finance Lease

Spread the cost of business-critical equipment across manageable monthly payments while maintaining operational cashflow.

£1K - £500K
Typical funding range
Facilities over £500,000, speak to a specialist.
  • Get the asset in place without draining working capital
  • Spread the cost over a term that matches how the asset earns
  • Machinery, technology, plant and specialist equipment
  • Keep cash free for wages, stock and day-to-day operations
Vehicle Finance
Commercial & Fleet Vehicle Finance

Single vehicles to full commercial fleets. We source competitive HP, lease and contract hire packages tailored to your business needs.

£1K - £500K
Typical funding range
Facilities over £500,000, speak to a specialist.
  • Single van or full fleet, funded and on the road fast
  • Structured around your cashflow, not against it
  • Commercial vehicles, HGVs, cars and EV options
  • Contract hire and HP available depending on your goals

The support that gets your deal done, not just described

We combine real lender relationships with specialist knowledge so your enquiry goes to the right place first time, not into a queue of rejections.

🏛️

FCA authorised

Regulated credit broker support, clear disclosure and a documented customer journey from first enquiry to payout.

🏦

100+ lenders

A broad lender panel covering asset finance, vehicle finance, unsecured loans, invoice finance and specialist facilities.

🧭

32 years experience

Combined senior experience across equipment finance, vehicle funding and wider commercial lending for UK businesses.

View Our Lender Panel See Funding Examples

Common questions before
you enquire

Quick answers to the questions we hear most often from UK businesses comparing finance options.

Will checking my options affect my credit score?

No. An initial enquiry with us is designed to help you understand the right route first. If a formal lender credit search is needed, that only happens when you choose to proceed and give permission for that next step.

How quickly can I get a decision?

Straightforward cases can receive an initial decision in as little as 30 seconds, while more complex applications may take longer depending on the lender, amount and documents required.

Can startups or newer businesses apply?

Yes. Some lenders will consider younger businesses and startups, although the product, deposit expectations and guarantee requirements can vary by sector and trading profile.

Do I always need a deposit?

Not always. Many facilities can be structured with no deposit, although some cases may require a contribution depending on the asset, trading history and lender appetite.

Real funding.
Real businesses.

A selection of recently funded deals arranged through the Finding Capital lender network.

£45,000
Finance Lease
Embroidery & Printing Equipment
Manufacturing 48hr decision
£120,000
Hire Purchase
Commercial Vehicle Fleet (5 units)
Transport Same-day approval
£80,000
Asset Finance
Commercial Kitchen Installation
Hospitality New business

Examples shown are for illustrative purposes. Deal sizes, terms and approval times vary by applicant and lender. Past performance is not a guarantee of future results.

Explore a few useful
business finance guides

Short, practical reads to help you understand the products, structures and trade-offs before you enquire.

Equipment Finance Guide

How asset finance works for UK businesses

A practical guide to how asset finance is structured, what lenders look for, and when it makes more sense than paying outright.

Read this guide
Vehicle Finance Guide

Hire purchase vs leasing

Compare ownership, monthly cost, flexibility and end-of-term options to understand which route suits your purchase best.

Read this guide
Business Loans Guide

Tax benefits of leasing for growing companies

See how leasing can affect cash flow, tax planning and equipment replacement cycles when a business is investing for growth.

Read this guide